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Conversion Privilege
If included, this option allows employees who are terminating employment to continue some or all of their LTD coverage at their own expense without submitting evidence of insurability.
Auxiliary Aids and Services
Devices or services that accommodate a functional limitation of a person with a communication disability.
Maximum Benefit Period (Benefit Duration)
This is the maximum length of time for which benefits are payable under the plan as long as the employee remains continuously disabled.
DHO
Disability Hearing Officer. Conducts in person hearings. Next appeal is to a federal Administrative Law Judge (ALJ).
Mandatory Supplementation
The supplementary payments that are made only to beneficiaries who were converted to the SSI program from former State assistance programs at the inception of the SSI program.
ADAAG
ADA Accessibility Guidelines for Buildings and Facilities
Benefit Percentage
The benefit payable is usually determined as a percentage of the insured's pre-disability income up to an overall maximum benefit amount.
Windfall Offset
A provision to prevent a person from receiving monthly SSI and OASDI benefits in excess of the total amount which would have been paid if the OASDI benefits had been paid when they were due rather than retroactively.
Licensed Clinical Social Worker (LCSW)
Certification by a state as a licensed clinical social worker. Such licensure often requires at least two years experience with a direct client caseload under supervision.
Blind Work Expenses (SSI)
If you are blind, when we determine your SSI eligibility and payment amount we do not count any earned income that you use to meet expenses in earning the income.
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